{"id":8,"date":"2023-12-08T10:07:48","date_gmt":"2023-12-08T10:07:48","guid":{"rendered":"https:\/\/www.pandafinancial.com.au\/homepage\/"},"modified":"2024-02-22T06:18:35","modified_gmt":"2024-02-22T06:18:35","slug":"homepage","status":"publish","type":"page","link":"https:\/\/www.pandafinancial.com.au\/","title":{"rendered":"Homepage"},"content":{"rendered":"\n<div style=\"background-color:#111111;padding-bottom:15%;padding-top:15%\" class=\"wp-block-genesis-blocks-gb-container gb-block-container alignfull\"><div class=\"gb-container-inside\"><div class=\"gb-container-image-wrap\"><img decoding=\"async\" class=\"gb-container-image has-background-dim\" object-fit=\"cover\"  src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2023\/12\/hero-image-panda-financial.png\" alt=\"\"\/><\/div><div class=\"gb-container-content\" style=\"max-width:768px\"><style>@media only screen and (max-width: 600px) {.gb-65ef147e642e8{font-size: 32px!important;}}<\/style>\n<h2 class=\"gb-65ef147e642e8 wp-block-heading has-text-align-center has-theme-secondary-color has-text-color has-link-color wp-elements-560268f3f67f794c1c076e03a331f8d0\" style=\"font-size:48px;font-style:normal;font-weight:600\">We\u2019ll get you the best <br>deal every time.<\/h2>\n\n\n\n<div class=\"wp-block-cover aligncenter is-light gb-block-cta\" style=\"padding-top:2%;min-height:50%\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim\" style=\"background-color:#111111\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<div style=\"color:#ddd\" class=\"wp-block-genesis-blocks-gb-spacer gb-block-spacer gb-divider-solid gb-divider-size-1\"><hr style=\"height:16px\"\/><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 has-custom-font-size is-style-fill has-normal-font-size\"><a class=\"wp-block-button__link has-theme-primary-color has-theme-secondary-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/www.pandafinancial.com.au\/contact\/\" style=\"border-radius:0px\">Speak to us<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-layout-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 has-custom-font-size has-normal-font-size\"><a class=\"wp-block-button__link has-theme-primary-color has-theme-secondary-background-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/www.pandafinancial.com.au\/loan-journey\/\" style=\"border-radius:0px\">Get started<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-2 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n<\/div><\/div><\/div>\n\n\n\n<div style=\"color:#ddd\" class=\"wp-block-genesis-blocks-gb-spacer gb-block-spacer gb-divider-solid gb-divider-size-1\"><hr style=\"height:60px\"\/><\/div>\n\n\n<style>@media only screen and (max-width: 600px) {.gb-65ef147e6b033{font-size: 24px!important;}}<\/style>\n<h2 class=\"gb-65ef147e6b033 wp-block-heading has-text-align-center\" style=\"font-size:32px\"><strong>The Panda difference<\/strong><\/h2>\n\n\n\n<div style=\"color:#ddd\" class=\"wp-block-genesis-blocks-gb-spacer gb-block-spacer gb-divider-solid gb-divider-size-1\"><hr style=\"height:25px\"\/><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-columns gb-layout-columns-4 gb-4-col-equal alignwide\"><div class=\"gb-layout-column-wrap gb-block-layout-column-gap-1 gb-is-responsive-column\">\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column\"><div class=\"gb-block-layout-column-inner\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2023\/12\/top-service.svg\" alt=\"\" class=\"wp-image-189\"\/><\/figure><\/div>\n\n\n<h1 class=\"wp-block-heading has-text-align-center has-theme-primary-color has-text-color has-link-color wp-elements-b4f5c4be11a2fcdaaf4bc399341ffa2b\" style=\"font-size:16px;line-height:0\"><strong>Top service<\/strong><\/h1>\n\n\n\n<div style=\"background-color:#ffffff;color:#000000\" class=\"wp-block-genesis-blocks-gb-testimonial left-aligned gb-font-size-16 gb-block-testimonial\"><div class=\"gb-testimonial-text\" style=\"text-align:center\"><p>We\u2019re with you every step of the way to make the process as easy as possible.<\/p><\/div><div class=\"gb-testimonial-info\"><h2 class=\"gb-testimonial-name\" style=\"color:#000000\"><\/h2><small class=\"gb-testimonial-title\" style=\"color:#000000\"><\/small><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column\"><div class=\"gb-block-layout-column-inner\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2023\/12\/major-choice.svg\" alt=\"\" class=\"wp-image-194\"\/><\/figure><\/div>\n\n\n<h1 class=\"wp-block-heading has-text-align-center has-theme-primary-color has-text-color has-link-color wp-elements-0c281edb22e5160fa6b8a559c3b69380\" style=\"font-size:16px;line-height:0\"><strong>More choice<\/strong><\/h1>\n\n\n\n<div style=\"background-color:#ffffff;color:#000000\" class=\"wp-block-genesis-blocks-gb-testimonial left-aligned gb-font-size-16 gb-block-testimonial\"><div class=\"gb-testimonial-text\" style=\"text-align:center\"><p>We have access to 30+ lenders for you to choose from.<\/p><\/div><div class=\"gb-testimonial-info\"><h2 class=\"gb-testimonial-name\" style=\"color:#000000\"><\/h2><small class=\"gb-testimonial-title\" style=\"color:#000000\"><\/small><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column\"><div class=\"gb-block-layout-column-inner\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2023\/12\/finance.svg\" alt=\"\" class=\"wp-image-200\"\/><\/figure><\/div>\n\n\n<h1 class=\"wp-block-heading has-text-align-center has-theme-primary-color has-text-color has-link-color wp-elements-63ceb8eebee4fb950bad5dcd8703c832\" style=\"font-size:16px;line-height:0\"><strong>Financial planning<\/strong><\/h1>\n\n\n\n<div style=\"background-color:#ffffff;color:#000000\" class=\"wp-block-genesis-blocks-gb-testimonial left-aligned gb-font-size-16 gb-block-testimonial\"><div class=\"gb-testimonial-text\" style=\"text-align:center\"><p>If you want to build a portfolio, we\u2019ll design a strategy to suit your investment needs and goals.<\/p><\/div><div class=\"gb-testimonial-info\"><h2 class=\"gb-testimonial-name\" style=\"color:#000000\"><\/h2><small class=\"gb-testimonial-title\" style=\"color:#000000\"><\/small><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column\"><div class=\"gb-block-layout-column-inner\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2023\/12\/loan.svg\" alt=\"\" class=\"wp-image-202\"\/><\/figure><\/div>\n\n\n<h1 class=\"wp-block-heading has-text-align-center has-theme-primary-color has-text-color has-link-color wp-elements-d98f29615b8a40b92a6ba5bb8e884c06\" style=\"font-size:16px;line-height:0\"><strong>Specialty loans<\/strong><\/h1>\n\n\n\n<div style=\"background-color:#ffffff;color:#000000\" class=\"wp-block-genesis-blocks-gb-testimonial left-aligned gb-font-size-16 gb-block-testimonial\"><div class=\"gb-testimonial-text\" style=\"text-align:center\"><p>Ask about our specialty loans, including expat loans and Islamic financing.<\/p><\/div><div class=\"gb-testimonial-info\"><h2 class=\"gb-testimonial-name\" style=\"color:#000000\"><\/h2><small class=\"gb-testimonial-title\" style=\"color:#000000\"><\/small><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-layout-3 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.pandafinancial.com.au\/loan-journey\/\">Get started<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"color:#ddd\" class=\"wp-block-genesis-blocks-gb-spacer gb-block-spacer gb-divider-solid gb-divider-size-1\"><hr style=\"height:56px\"\/><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-layout-4 wp-block-buttons-is-layout-flex\"><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-columns gb-layout-columns-1 gb-1-col-equal gb-has-custom-background-color gb-has-custom-text-color gb-columns-center alignfull\" style=\"padding-top:11%;padding-right:5%;padding-bottom:8%;padding-left:5%;background-color:#111111;color:#ffffff\"><div class=\"gb-layout-column-wrap gb-block-layout-column-gap-2 gb-is-responsive-column\" style=\"max-width:770px\">\n<div class=\"wp-block-genesis-blocks-gb-column panda_number_list gb-block-layout-column\"><div class=\"gb-block-layout-column-inner\"><style>@media only screen and (max-width: 600px) {.gb-65ef147e6fec5{font-size: 24px!important;}}<\/style>\n<h2 class=\"gb-65ef147e6fec5 wp-block-heading has-text-align-center\" style=\"font-size:32px;line-height:0\"><strong>Our process<\/strong><\/h2>\n\n\n\n<div style=\"color:#ddd\" class=\"wp-block-genesis-blocks-gb-spacer gb-block-spacer gb-divider-solid gb-divider-size-1\"><hr style=\"height:30px\"\/><\/div>\n\n\n\n<ol class=\"gpb-number-list\">\n<li><strong>Speak to us<\/strong><br>Tell us about your financial situation and goals.<\/li>\n\n\n\n<li><strong>Provide your document<\/strong>ations<br>Upload all required documents safely and conveniently to our portal.<\/li>\n\n\n\n<li><strong>Product<\/strong> selection<br>Decide which product is best for you from our shortlisted suitable options.<\/li>\n\n\n\n<li><strong>Loan submission<\/strong><br>We will submit your loan application for Preapproval so that you can commence your home purchase with confidence.<\/li>\n\n\n\n<li><strong>Settlement<\/strong><br>Once you have found a place, we will walk you through the next steps for a smooth journey to settlement<\/li>\n<\/ol>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-layout-5 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50\"><a class=\"wp-block-button__link has-theme-primary-color has-theme-secondary-background-color has-text-color has-background has-link-color has-text-align-center wp-element-button\" href=\"https:\/\/www.pandafinancial.com.au\/loan-journey\/\" style=\"border-radius:0px\"><strong>Get started<\/strong><\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div style=\"color:#ddd\" class=\"wp-block-genesis-blocks-gb-spacer gb-block-spacer gb-divider-solid gb-divider-size-1\"><hr style=\"height:56px\"\/><\/div>\n\n\n<style>@media only screen and (max-width: 600px) {.gb-65ef147e74f17{font-size: 24px!important;}}<\/style>\n<h2 class=\"gb-65ef147e74f17 wp-block-heading has-text-align-center\" style=\"font-size:32px;line-height:1.5\"><strong>What our customers say<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-columns gb-layout-columns-1 gb-1-col-equal alignwide\"><div class=\"gb-layout-column-wrap gb-block-layout-column-gap-2 gb-is-responsive-column\">\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column\"><div class=\"gb-block-layout-column-inner\" style=\"padding-top:30px;text-align:left\">\n<p><\/p>\n\n\n<p>        <div class=\"wp-gr wpac\" data-id=\"259\" data-layout=\"slider\" data-exec=\"false\"><div class=\"grw-row grw-row-m\" data-options='{\"speed\":5,\"autoplay\":\"1\"}'><div class=\"grw-content\"><div class=\"grw-content-inner\"><div class=\"grw-reviews\"><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd grw-shadow\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png\" data-src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2023\/12\/ChIJsbF3gQ-5EmsRsfqJS_TKe5s_4f459078146fe51c458f71182735627d.jpg\" class=\"rplg-review-avatar rplg-blazy\" alt=\"Albert Nguyen\" width=\"50\" height=\"50\" title=\"Albert Nguyen\" onerror=\"if(this.src!='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/113422548562573521772\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Albert Nguyen<\/a><div class=\"wp-google-time\" data-time=\"1701304412\">00:33 30 Nov 23<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><\/span><\/div><div><div class=\"wp-google-feedback\" ><span class=\"wp-google-text\">Chris was extremely helpful and knowledgeable. We were looking to refinance and he took his time  to explain the process, provided great advice what suited us best in the current market. I highly recommend Chris & the team and we are very happy with the service!<\/span><\/div><\/div><svg viewBox=\"0 0 512 512\" height=\"18\" width=\"18\"><g fill=\"none\" fill-rule=\"evenodd\"><path d=\"M482.56 261.36c0-16.73-1.5-32.83-4.29-48.27H256v91.29h127.01c-5.47 29.5-22.1 54.49-47.09 71.23v59.21h76.27c44.63-41.09 70.37-101.59 70.37-173.46z\" fill=\"#4285f4\"\/><path d=\"M256 492c63.72 0 117.14-21.13 156.19-57.18l-76.27-59.21c-21.13 14.16-48.17 22.53-79.92 22.53-61.47 0-113.49-41.51-132.05-97.3H45.1v61.15c38.83 77.13 118.64 130.01 210.9 130.01z\" fill=\"#34a853\"\/><path d=\"M123.95 300.84c-4.72-14.16-7.4-29.29-7.4-44.84s2.68-30.68 7.4-44.84V150.01H45.1C29.12 181.87 20 217.92 20 256c0 38.08 9.12 74.13 25.1 105.99l78.85-61.15z\" fill=\"#fbbc05\"\/><path d=\"M256 113.86c34.65 0 65.76 11.91 90.22 35.29l67.69-67.69C373.03 43.39 319.61 20 256 20c-92.25 0-172.07 52.89-210.9 130.01l78.85 61.15c18.56-55.78 70.59-97.3 132.05-97.3z\" fill=\"#ea4335\"\/><path d=\"M20 20h472v472H20V20z\"\/><\/g><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd grw-shadow\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png\" data-src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2023\/12\/ChIJsbF3gQ-5EmsRsfqJS_TKe5s_443317bb27accce287783b235f79cb31.jpg\" class=\"rplg-review-avatar rplg-blazy\" alt=\"Chris Modowski\" width=\"50\" height=\"50\" title=\"Chris Modowski\" onerror=\"if(this.src!='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/111069883023141889529\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Chris Modowski<\/a><div class=\"wp-google-time\" data-time=\"1700030805\">06:46 15 Nov 23<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><\/span><\/div><div><div class=\"wp-google-feedback\" ><span class=\"wp-google-text\">Chris at Panda Financial helped us buy our first property, and he made what can be a stressful process seamless and easy. In particular, Chris has been in touch regularly to make sure we have the best rate we can during tough times. Thank you for everything Chris and Panda Financial!<\/span><\/div><\/div><svg viewBox=\"0 0 512 512\" height=\"18\" width=\"18\"><g fill=\"none\" fill-rule=\"evenodd\"><path d=\"M482.56 261.36c0-16.73-1.5-32.83-4.29-48.27H256v91.29h127.01c-5.47 29.5-22.1 54.49-47.09 71.23v59.21h76.27c44.63-41.09 70.37-101.59 70.37-173.46z\" fill=\"#4285f4\"\/><path d=\"M256 492c63.72 0 117.14-21.13 156.19-57.18l-76.27-59.21c-21.13 14.16-48.17 22.53-79.92 22.53-61.47 0-113.49-41.51-132.05-97.3H45.1v61.15c38.83 77.13 118.64 130.01 210.9 130.01z\" fill=\"#34a853\"\/><path d=\"M123.95 300.84c-4.72-14.16-7.4-29.29-7.4-44.84s2.68-30.68 7.4-44.84V150.01H45.1C29.12 181.87 20 217.92 20 256c0 38.08 9.12 74.13 25.1 105.99l78.85-61.15z\" fill=\"#fbbc05\"\/><path d=\"M256 113.86c34.65 0 65.76 11.91 90.22 35.29l67.69-67.69C373.03 43.39 319.61 20 256 20c-92.25 0-172.07 52.89-210.9 130.01l78.85 61.15c18.56-55.78 70.59-97.3 132.05-97.3z\" fill=\"#ea4335\"\/><path d=\"M20 20h472v472H20V20z\"\/><\/g><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd grw-shadow\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png\" data-src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2023\/12\/ChIJsbF3gQ-5EmsRsfqJS_TKe5s_f212c6ecb60b9c70dd4ea177962c10c7.jpg\" class=\"rplg-review-avatar rplg-blazy\" alt=\"M S\" width=\"50\" height=\"50\" title=\"M S\" onerror=\"if(this.src!='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/108635145757657331412\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">M S<\/a><div class=\"wp-google-time\" data-time=\"1699952531\">09:02 14 Nov 23<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><\/span><\/div><div><div class=\"wp-google-feedback\" ><span class=\"wp-google-text\">Very efficient transaction and very helpful. We are 1st home buyers and we didn't stress. Highly recommended.<\/span><\/div><\/div><svg viewBox=\"0 0 512 512\" height=\"18\" width=\"18\"><g fill=\"none\" fill-rule=\"evenodd\"><path d=\"M482.56 261.36c0-16.73-1.5-32.83-4.29-48.27H256v91.29h127.01c-5.47 29.5-22.1 54.49-47.09 71.23v59.21h76.27c44.63-41.09 70.37-101.59 70.37-173.46z\" fill=\"#4285f4\"\/><path d=\"M256 492c63.72 0 117.14-21.13 156.19-57.18l-76.27-59.21c-21.13 14.16-48.17 22.53-79.92 22.53-61.47 0-113.49-41.51-132.05-97.3H45.1v61.15c38.83 77.13 118.64 130.01 210.9 130.01z\" fill=\"#34a853\"\/><path d=\"M123.95 300.84c-4.72-14.16-7.4-29.29-7.4-44.84s2.68-30.68 7.4-44.84V150.01H45.1C29.12 181.87 20 217.92 20 256c0 38.08 9.12 74.13 25.1 105.99l78.85-61.15z\" fill=\"#fbbc05\"\/><path d=\"M256 113.86c34.65 0 65.76 11.91 90.22 35.29l67.69-67.69C373.03 43.39 319.61 20 256 20c-92.25 0-172.07 52.89-210.9 130.01l78.85 61.15c18.56-55.78 70.59-97.3 132.05-97.3z\" fill=\"#ea4335\"\/><path d=\"M20 20h472v472H20V20z\"\/><\/g><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd grw-shadow\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png\" data-src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2023\/12\/ChIJsbF3gQ-5EmsRsfqJS_TKe5s_c6b07198bed8cde18211e73173ff3bae.jpg\" class=\"rplg-review-avatar rplg-blazy\" alt=\"Diana Henson\" width=\"50\" height=\"50\" title=\"Diana Henson\" onerror=\"if(this.src!='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/109205610711373798535\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Diana Henson<\/a><div class=\"wp-google-time\" data-time=\"1698040339\">05:52 23 Oct 23<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><\/span><\/div><div><div class=\"wp-google-feedback\" ><span class=\"wp-google-text\">Working with Chris for our refinancing was a fantastic experience. Chris communicated promptly, and answered all our questions. Our loan wasn\u2019t straight forward and we had a few hiccups along the way with the bank. His expertise, patience and dedication made the process seamless and stress-free. I even had an issue with the bank a month after our loan had settled. Chris got in contact with our bank immediately and sorted the problem out. Thank you Chris! If you need a broker who genuinely cares, I highly recommend Chris!<\/span><\/div><\/div><svg viewBox=\"0 0 512 512\" height=\"18\" width=\"18\"><g fill=\"none\" fill-rule=\"evenodd\"><path d=\"M482.56 261.36c0-16.73-1.5-32.83-4.29-48.27H256v91.29h127.01c-5.47 29.5-22.1 54.49-47.09 71.23v59.21h76.27c44.63-41.09 70.37-101.59 70.37-173.46z\" fill=\"#4285f4\"\/><path d=\"M256 492c63.72 0 117.14-21.13 156.19-57.18l-76.27-59.21c-21.13 14.16-48.17 22.53-79.92 22.53-61.47 0-113.49-41.51-132.05-97.3H45.1v61.15c38.83 77.13 118.64 130.01 210.9 130.01z\" fill=\"#34a853\"\/><path d=\"M123.95 300.84c-4.72-14.16-7.4-29.29-7.4-44.84s2.68-30.68 7.4-44.84V150.01H45.1C29.12 181.87 20 217.92 20 256c0 38.08 9.12 74.13 25.1 105.99l78.85-61.15z\" fill=\"#fbbc05\"\/><path d=\"M256 113.86c34.65 0 65.76 11.91 90.22 35.29l67.69-67.69C373.03 43.39 319.61 20 256 20c-92.25 0-172.07 52.89-210.9 130.01l78.85 61.15c18.56-55.78 70.59-97.3 132.05-97.3z\" fill=\"#ea4335\"\/><path d=\"M20 20h472v472H20V20z\"\/><\/g><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd grw-shadow\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png\" data-src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2023\/12\/ChIJsbF3gQ-5EmsRsfqJS_TKe5s_70d8255c74e1e5c557208f2c9cf357ff.jpg\" class=\"rplg-review-avatar rplg-blazy\" alt=\"Marini Logarta\" width=\"50\" height=\"50\" title=\"Marini Logarta\" onerror=\"if(this.src!='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/107007478075641398343\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Marini Logarta<\/a><div class=\"wp-google-time\" data-time=\"1694519933\">11:58 12 Sep 23<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><\/span><\/div><div><div class=\"wp-google-feedback\" ><span class=\"wp-google-text\">Chris went above and beyond for our refinance that encountered unexpected hurdles along the way. Throughout the whole process I felt we were kept up to date with the progress and Chris was easy to reach and proactive at all times. Would highly recommend Chris to anyone looking for a broker who will look out for your interests first and foremost.<\/span><\/div><\/div><svg viewBox=\"0 0 512 512\" height=\"18\" width=\"18\"><g fill=\"none\" fill-rule=\"evenodd\"><path d=\"M482.56 261.36c0-16.73-1.5-32.83-4.29-48.27H256v91.29h127.01c-5.47 29.5-22.1 54.49-47.09 71.23v59.21h76.27c44.63-41.09 70.37-101.59 70.37-173.46z\" fill=\"#4285f4\"\/><path d=\"M256 492c63.72 0 117.14-21.13 156.19-57.18l-76.27-59.21c-21.13 14.16-48.17 22.53-79.92 22.53-61.47 0-113.49-41.51-132.05-97.3H45.1v61.15c38.83 77.13 118.64 130.01 210.9 130.01z\" fill=\"#34a853\"\/><path d=\"M123.95 300.84c-4.72-14.16-7.4-29.29-7.4-44.84s2.68-30.68 7.4-44.84V150.01H45.1C29.12 181.87 20 217.92 20 256c0 38.08 9.12 74.13 25.1 105.99l78.85-61.15z\" fill=\"#fbbc05\"\/><path d=\"M256 113.86c34.65 0 65.76 11.91 90.22 35.29l67.69-67.69C373.03 43.39 319.61 20 256 20c-92.25 0-172.07 52.89-210.9 130.01l78.85 61.15c18.56-55.78 70.59-97.3 132.05-97.3z\" fill=\"#ea4335\"\/><path d=\"M20 20h472v472H20V20z\"\/><\/g><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd grw-shadow\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png\" data-src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2023\/12\/ChIJsbF3gQ-5EmsRsfqJS_TKe5s_6e22cc76d0ef94fd700fe7bec40a2e66.jpg\" class=\"rplg-review-avatar rplg-blazy\" alt=\"ardian goodman\" width=\"50\" height=\"50\" title=\"ardian goodman\" onerror=\"if(this.src!='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/116803340257484477454\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">ardian goodman<\/a><div class=\"wp-google-time\" data-time=\"1687948377\">10:32 28 Jun 23<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><\/span><\/div><div><div class=\"wp-google-feedback\" ><span class=\"wp-google-text\">Exceptional Service from Chris and his team! Despite the hurdles presented by the banks during the process, Chris effortlessly navigated through them. Chris consistently prioritized our best interests and maintained clear, concise, and highly responsive communication throughout. Without hesitation, we will recommend Chris & Panda Financial to anyone seeking mortgage brokering services. Our heartfelt appreciation goes to them for their unwavering support and dedication throughout our search for our new home!<\/span><\/div><\/div><svg viewBox=\"0 0 512 512\" height=\"18\" width=\"18\"><g fill=\"none\" fill-rule=\"evenodd\"><path d=\"M482.56 261.36c0-16.73-1.5-32.83-4.29-48.27H256v91.29h127.01c-5.47 29.5-22.1 54.49-47.09 71.23v59.21h76.27c44.63-41.09 70.37-101.59 70.37-173.46z\" fill=\"#4285f4\"\/><path d=\"M256 492c63.72 0 117.14-21.13 156.19-57.18l-76.27-59.21c-21.13 14.16-48.17 22.53-79.92 22.53-61.47 0-113.49-41.51-132.05-97.3H45.1v61.15c38.83 77.13 118.64 130.01 210.9 130.01z\" fill=\"#34a853\"\/><path d=\"M123.95 300.84c-4.72-14.16-7.4-29.29-7.4-44.84s2.68-30.68 7.4-44.84V150.01H45.1C29.12 181.87 20 217.92 20 256c0 38.08 9.12 74.13 25.1 105.99l78.85-61.15z\" fill=\"#fbbc05\"\/><path d=\"M256 113.86c34.65 0 65.76 11.91 90.22 35.29l67.69-67.69C373.03 43.39 319.61 20 256 20c-92.25 0-172.07 52.89-210.9 130.01l78.85 61.15c18.56-55.78 70.59-97.3 132.05-97.3z\" fill=\"#ea4335\"\/><path d=\"M20 20h472v472H20V20z\"\/><\/g><\/svg><\/div><\/div><\/div><div class=\"grw-controls\"><div class=\"grw-btns grw-prev\"><svg viewBox=\"0 0 24 24\"><path d=\"M14.6,18.4L8.3,12l6.4-6.4l0.7,0.7L9.7,12l5.6,5.6L14.6,18.4z\"><\/path><\/svg><\/div><div class=\"grw-btns grw-next\"><svg viewBox=\"0 0 24 24\"><path d=\"M9.4,18.4l-0.7-0.7l5.6-5.6L8.6,6.4l0.7-0.7l6.4,6.4L9.4,18.4z\"><\/path><\/svg><\/div><\/div><\/div><\/div><\/div><img loading=\"lazy\" decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"js_loader\" onload=\"(function(el, data) {var f = function() { window.grw_init ? grw_init(el, data) : setTimeout(f, 400) }; f() })(this, 'slider');\" width=\"1\" height=\"1\" style=\"display:none\"><\/div>                <div class=\"wp-gr wpac\" data-id=\"611\" data-layout=\"slider\" data-exec=\"false\"><div class=\"grw-row grw-row-m\" data-options='{\"speed\":5,\"autoplay\":\"1\"}'><div class=\"grw-content\"><div class=\"grw-content-inner\"><div class=\"grw-reviews\"><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd grw-shadow\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png\" data-src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2024\/02\/ChIJjQ5AtAC9EmsRnA7gDoxBkkA_4d4bad1fe148af3f25377c961212afe7.jpg\" class=\"rplg-review-avatar rplg-blazy\" alt=\"David Hua\" width=\"50\" height=\"50\" title=\"David Hua\" onerror=\"if(this.src!='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/113255738116566640897\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">David Hua<\/a><div class=\"wp-google-time\" data-time=\"1708562804\">00:46 22 Feb 24<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><\/span><\/div><div><div class=\"wp-google-feedback\" ><span class=\"wp-google-text\">I highly recommend Juan as an experienced and responsive mortgage broker. His expertise and promptness made the process smooth and efficient. Juan's effective negotiation skills resulted in a significant rate reduction that greatly benefited my mortgage. Thank you, Juan, for your outstanding service and commitment to my financial well-being.<\/span><\/div><\/div><svg viewBox=\"0 0 512 512\" height=\"18\" width=\"18\"><g fill=\"none\" fill-rule=\"evenodd\"><path d=\"M482.56 261.36c0-16.73-1.5-32.83-4.29-48.27H256v91.29h127.01c-5.47 29.5-22.1 54.49-47.09 71.23v59.21h76.27c44.63-41.09 70.37-101.59 70.37-173.46z\" fill=\"#4285f4\"\/><path d=\"M256 492c63.72 0 117.14-21.13 156.19-57.18l-76.27-59.21c-21.13 14.16-48.17 22.53-79.92 22.53-61.47 0-113.49-41.51-132.05-97.3H45.1v61.15c38.83 77.13 118.64 130.01 210.9 130.01z\" fill=\"#34a853\"\/><path d=\"M123.95 300.84c-4.72-14.16-7.4-29.29-7.4-44.84s2.68-30.68 7.4-44.84V150.01H45.1C29.12 181.87 20 217.92 20 256c0 38.08 9.12 74.13 25.1 105.99l78.85-61.15z\" fill=\"#fbbc05\"\/><path d=\"M256 113.86c34.65 0 65.76 11.91 90.22 35.29l67.69-67.69C373.03 43.39 319.61 20 256 20c-92.25 0-172.07 52.89-210.9 130.01l78.85 61.15c18.56-55.78 70.59-97.3 132.05-97.3z\" fill=\"#ea4335\"\/><path d=\"M20 20h472v472H20V20z\"\/><\/g><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd grw-shadow\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png\" data-src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2024\/02\/ChIJjQ5AtAC9EmsRnA7gDoxBkkA_502452adc22a9bff8983273f274ee8a4.jpg\" class=\"rplg-review-avatar rplg-blazy\" alt=\"Ryan On\" width=\"50\" height=\"50\" title=\"Ryan On\" onerror=\"if(this.src!='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/116266965682276420791\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Ryan On<\/a><div class=\"wp-google-time\" data-time=\"1708387497\">00:04 20 Feb 24<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><\/span><\/div><div><div class=\"wp-google-feedback\" ><span class=\"wp-google-text\">experienced ,friendly and easy to communicate with .Juan , you have made my loan process so much easier .highly recommended !<\/span><\/div><\/div><svg viewBox=\"0 0 512 512\" height=\"18\" width=\"18\"><g fill=\"none\" fill-rule=\"evenodd\"><path d=\"M482.56 261.36c0-16.73-1.5-32.83-4.29-48.27H256v91.29h127.01c-5.47 29.5-22.1 54.49-47.09 71.23v59.21h76.27c44.63-41.09 70.37-101.59 70.37-173.46z\" fill=\"#4285f4\"\/><path d=\"M256 492c63.72 0 117.14-21.13 156.19-57.18l-76.27-59.21c-21.13 14.16-48.17 22.53-79.92 22.53-61.47 0-113.49-41.51-132.05-97.3H45.1v61.15c38.83 77.13 118.64 130.01 210.9 130.01z\" fill=\"#34a853\"\/><path d=\"M123.95 300.84c-4.72-14.16-7.4-29.29-7.4-44.84s2.68-30.68 7.4-44.84V150.01H45.1C29.12 181.87 20 217.92 20 256c0 38.08 9.12 74.13 25.1 105.99l78.85-61.15z\" fill=\"#fbbc05\"\/><path d=\"M256 113.86c34.65 0 65.76 11.91 90.22 35.29l67.69-67.69C373.03 43.39 319.61 20 256 20c-92.25 0-172.07 52.89-210.9 130.01l78.85 61.15c18.56-55.78 70.59-97.3 132.05-97.3z\" fill=\"#ea4335\"\/><path d=\"M20 20h472v472H20V20z\"\/><\/g><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd grw-shadow\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png\" data-src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2024\/02\/ChIJjQ5AtAC9EmsRnA7gDoxBkkA_088a80702fbcf040a1dc6e519cda071a.jpg\" class=\"rplg-review-avatar rplg-blazy\" alt=\"Devdatta Andrades\" width=\"50\" height=\"50\" title=\"Devdatta Andrades\" onerror=\"if(this.src!='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/104719731535078283636\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Devdatta Andrades<\/a><div class=\"wp-google-time\" data-time=\"1707822586\">11:09 13 Feb 24<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><\/span><\/div><div><div class=\"wp-google-feedback\" ><span class=\"wp-google-text\">Highly recommended! Juan is very patient and knowledgeable in explaining the complex financial procedures.<\/span><\/div><\/div><svg viewBox=\"0 0 512 512\" height=\"18\" width=\"18\"><g fill=\"none\" fill-rule=\"evenodd\"><path d=\"M482.56 261.36c0-16.73-1.5-32.83-4.29-48.27H256v91.29h127.01c-5.47 29.5-22.1 54.49-47.09 71.23v59.21h76.27c44.63-41.09 70.37-101.59 70.37-173.46z\" fill=\"#4285f4\"\/><path d=\"M256 492c63.72 0 117.14-21.13 156.19-57.18l-76.27-59.21c-21.13 14.16-48.17 22.53-79.92 22.53-61.47 0-113.49-41.51-132.05-97.3H45.1v61.15c38.83 77.13 118.64 130.01 210.9 130.01z\" fill=\"#34a853\"\/><path d=\"M123.95 300.84c-4.72-14.16-7.4-29.29-7.4-44.84s2.68-30.68 7.4-44.84V150.01H45.1C29.12 181.87 20 217.92 20 256c0 38.08 9.12 74.13 25.1 105.99l78.85-61.15z\" fill=\"#fbbc05\"\/><path d=\"M256 113.86c34.65 0 65.76 11.91 90.22 35.29l67.69-67.69C373.03 43.39 319.61 20 256 20c-92.25 0-172.07 52.89-210.9 130.01l78.85 61.15c18.56-55.78 70.59-97.3 132.05-97.3z\" fill=\"#ea4335\"\/><path d=\"M20 20h472v472H20V20z\"\/><\/g><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd grw-shadow\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png\" data-src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2024\/02\/ChIJjQ5AtAC9EmsRnA7gDoxBkkA_b69b25d5ad4ae750c320fe75064340b4.jpg\" class=\"rplg-review-avatar rplg-blazy\" alt=\"Wendy Le\" width=\"50\" height=\"50\" title=\"Wendy Le\" onerror=\"if(this.src!='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/117568116954188372888\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Wendy Le<\/a><div class=\"wp-google-time\" data-time=\"1707804006\">06:00 13 Feb 24<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><\/span><\/div><div><div class=\"wp-google-feedback\" ><span class=\"wp-google-text\">My husband and I would give more stars if we could! We both have low financial competency, however Juan made our refinance such a smooth process. He patiently explained answered all our questions in a timely and flexible way, and it's no doubt that he is an expert at what he does because he really cares about his clients. He even instigated a face-face meeting to get to know us, and will check in with us along our refinance journey. Highly recommend his service to anyone!<\/span><\/div><\/div><svg viewBox=\"0 0 512 512\" height=\"18\" width=\"18\"><g fill=\"none\" fill-rule=\"evenodd\"><path d=\"M482.56 261.36c0-16.73-1.5-32.83-4.29-48.27H256v91.29h127.01c-5.47 29.5-22.1 54.49-47.09 71.23v59.21h76.27c44.63-41.09 70.37-101.59 70.37-173.46z\" fill=\"#4285f4\"\/><path d=\"M256 492c63.72 0 117.14-21.13 156.19-57.18l-76.27-59.21c-21.13 14.16-48.17 22.53-79.92 22.53-61.47 0-113.49-41.51-132.05-97.3H45.1v61.15c38.83 77.13 118.64 130.01 210.9 130.01z\" fill=\"#34a853\"\/><path d=\"M123.95 300.84c-4.72-14.16-7.4-29.29-7.4-44.84s2.68-30.68 7.4-44.84V150.01H45.1C29.12 181.87 20 217.92 20 256c0 38.08 9.12 74.13 25.1 105.99l78.85-61.15z\" fill=\"#fbbc05\"\/><path d=\"M256 113.86c34.65 0 65.76 11.91 90.22 35.29l67.69-67.69C373.03 43.39 319.61 20 256 20c-92.25 0-172.07 52.89-210.9 130.01l78.85 61.15c18.56-55.78 70.59-97.3 132.05-97.3z\" fill=\"#ea4335\"\/><path d=\"M20 20h472v472H20V20z\"\/><\/g><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd grw-shadow\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png\" data-src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2024\/02\/ChIJjQ5AtAC9EmsRnA7gDoxBkkA_295bf38671f87e7bf0fbbad91b0a50c5.jpg\" class=\"rplg-review-avatar rplg-blazy\" alt=\"Sandy W\" width=\"50\" height=\"50\" title=\"Sandy W\" onerror=\"if(this.src!='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/106415803054416474982\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Sandy W<\/a><div class=\"wp-google-time\" data-time=\"1707721915\">07:11 12 Feb 24<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><\/span><\/div><div><div class=\"wp-google-feedback\" ><span class=\"wp-google-text\">Juan is very knowledgable and helped me to get the best deal. He made the daunting process of getting a home loan much easier and I couldn't recommend anyone better!<\/span><\/div><\/div><svg viewBox=\"0 0 512 512\" height=\"18\" width=\"18\"><g fill=\"none\" fill-rule=\"evenodd\"><path d=\"M482.56 261.36c0-16.73-1.5-32.83-4.29-48.27H256v91.29h127.01c-5.47 29.5-22.1 54.49-47.09 71.23v59.21h76.27c44.63-41.09 70.37-101.59 70.37-173.46z\" fill=\"#4285f4\"\/><path d=\"M256 492c63.72 0 117.14-21.13 156.19-57.18l-76.27-59.21c-21.13 14.16-48.17 22.53-79.92 22.53-61.47 0-113.49-41.51-132.05-97.3H45.1v61.15c38.83 77.13 118.64 130.01 210.9 130.01z\" fill=\"#34a853\"\/><path d=\"M123.95 300.84c-4.72-14.16-7.4-29.29-7.4-44.84s2.68-30.68 7.4-44.84V150.01H45.1C29.12 181.87 20 217.92 20 256c0 38.08 9.12 74.13 25.1 105.99l78.85-61.15z\" fill=\"#fbbc05\"\/><path d=\"M256 113.86c34.65 0 65.76 11.91 90.22 35.29l67.69-67.69C373.03 43.39 319.61 20 256 20c-92.25 0-172.07 52.89-210.9 130.01l78.85 61.15c18.56-55.78 70.59-97.3 132.05-97.3z\" fill=\"#ea4335\"\/><path d=\"M20 20h472v472H20V20z\"\/><\/g><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd grw-shadow\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png\" data-src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2024\/02\/ChIJjQ5AtAC9EmsRnA7gDoxBkkA_214521be491fe1e07f9102c06bc9f89f.jpg\" class=\"rplg-review-avatar rplg-blazy\" alt=\"Sacha\" width=\"50\" height=\"50\" title=\"Sacha\" onerror=\"if(this.src!='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/101315553225066693087\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Sacha<\/a><div class=\"wp-google-time\" data-time=\"1707107063\">04:24 05 Feb 24<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><\/span><\/div><div><div class=\"wp-google-feedback\" ><span class=\"wp-google-text\">Juan was a pleasure to deal with. Always very responsive and professional. He took the time to clearly explain every step of our new mortgage and settlement and answer all our questions. Thanks again.<\/span><\/div><\/div><svg viewBox=\"0 0 512 512\" height=\"18\" width=\"18\"><g fill=\"none\" fill-rule=\"evenodd\"><path d=\"M482.56 261.36c0-16.73-1.5-32.83-4.29-48.27H256v91.29h127.01c-5.47 29.5-22.1 54.49-47.09 71.23v59.21h76.27c44.63-41.09 70.37-101.59 70.37-173.46z\" fill=\"#4285f4\"\/><path d=\"M256 492c63.72 0 117.14-21.13 156.19-57.18l-76.27-59.21c-21.13 14.16-48.17 22.53-79.92 22.53-61.47 0-113.49-41.51-132.05-97.3H45.1v61.15c38.83 77.13 118.64 130.01 210.9 130.01z\" fill=\"#34a853\"\/><path d=\"M123.95 300.84c-4.72-14.16-7.4-29.29-7.4-44.84s2.68-30.68 7.4-44.84V150.01H45.1C29.12 181.87 20 217.92 20 256c0 38.08 9.12 74.13 25.1 105.99l78.85-61.15z\" fill=\"#fbbc05\"\/><path d=\"M256 113.86c34.65 0 65.76 11.91 90.22 35.29l67.69-67.69C373.03 43.39 319.61 20 256 20c-92.25 0-172.07 52.89-210.9 130.01l78.85 61.15c18.56-55.78 70.59-97.3 132.05-97.3z\" fill=\"#ea4335\"\/><path d=\"M20 20h472v472H20V20z\"\/><\/g><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd grw-shadow\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png\" data-src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2024\/02\/ChIJjQ5AtAC9EmsRnA7gDoxBkkA_9709c365070fa82a9dbdd5cf0481f412.jpg\" class=\"rplg-review-avatar rplg-blazy\" alt=\"Sharon Chan\" width=\"50\" height=\"50\" title=\"Sharon Chan\" onerror=\"if(this.src!='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/101591774668518040540\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Sharon Chan<\/a><div class=\"wp-google-time\" data-time=\"1706748776\">00:52 01 Feb 24<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><\/span><\/div><div><div class=\"wp-google-feedback\" ><span class=\"wp-google-text\">Panda financial had helped me purchase a property a few years ago, when I had no idea what I was doing. I was referred by a friend to Juan and things went very well. The buying process was not as daunting as it seemed. Juan and his associates helped me through every step, explained everything I needed to know and outlined the whole buying a property process to me. They tailored the home loan search to what I was looking for and gave me a choice from the top 3 or 4 loans. If I needed anything or was not clear on something, they would help. During the application process, they would check to see things were proceeding correctly and things were on track to settlement. If things are needed to be chased up, they will do it promptly and get things escalated by the bank to expedited the process. I have found the mortgage application process through Panda Financials to be very smooth and I will definately use them again if and when I require another home loan. I highly recommend them to all my family friends and colleagues.<\/span><\/div><\/div><svg viewBox=\"0 0 512 512\" height=\"18\" width=\"18\"><g fill=\"none\" fill-rule=\"evenodd\"><path d=\"M482.56 261.36c0-16.73-1.5-32.83-4.29-48.27H256v91.29h127.01c-5.47 29.5-22.1 54.49-47.09 71.23v59.21h76.27c44.63-41.09 70.37-101.59 70.37-173.46z\" fill=\"#4285f4\"\/><path d=\"M256 492c63.72 0 117.14-21.13 156.19-57.18l-76.27-59.21c-21.13 14.16-48.17 22.53-79.92 22.53-61.47 0-113.49-41.51-132.05-97.3H45.1v61.15c38.83 77.13 118.64 130.01 210.9 130.01z\" fill=\"#34a853\"\/><path d=\"M123.95 300.84c-4.72-14.16-7.4-29.29-7.4-44.84s2.68-30.68 7.4-44.84V150.01H45.1C29.12 181.87 20 217.92 20 256c0 38.08 9.12 74.13 25.1 105.99l78.85-61.15z\" fill=\"#fbbc05\"\/><path d=\"M256 113.86c34.65 0 65.76 11.91 90.22 35.29l67.69-67.69C373.03 43.39 319.61 20 256 20c-92.25 0-172.07 52.89-210.9 130.01l78.85 61.15c18.56-55.78 70.59-97.3 132.05-97.3z\" fill=\"#ea4335\"\/><path d=\"M20 20h472v472H20V20z\"\/><\/g><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd grw-shadow\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png\" data-src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2024\/02\/ChIJjQ5AtAC9EmsRnA7gDoxBkkA_65bc7d367400cb608cf76b03c15699c2.jpg\" class=\"rplg-review-avatar rplg-blazy\" alt=\"Alwin Kuk\" width=\"50\" height=\"50\" title=\"Alwin Kuk\" onerror=\"if(this.src!='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/107643540931031312051\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Alwin Kuk<\/a><div class=\"wp-google-time\" data-time=\"1706603349\">08:29 30 Jan 24<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><\/span><\/div><div><div class=\"wp-google-feedback\" ><span class=\"wp-google-text\">Juan is an awesome broker. He helped my wife and I buy our first home as well as our following investment property 2 years later. It is insane how many questions you have during this time. The fear of putting yourself into the largest debt of your life, the uncertainty of the overall process, the thought of unexpected additional costs, whether or not the property even worth the value are a few that spring to mind.We called Juan for literally everything and on more than one occasion we felt were so overwhelmingly annoying as most of the stuff was not even related to his role. Yet time and time again he was so happy to address our questions and concerns.Moving on to now (3 years later) we are still receiving calls every 6-12 months from Juan offering us more competitive interest rates...This guy is an absolute legend. I recommend him to everyone and personally will continue to use him in the future.<\/span><\/div><\/div><svg viewBox=\"0 0 512 512\" height=\"18\" width=\"18\"><g fill=\"none\" fill-rule=\"evenodd\"><path d=\"M482.56 261.36c0-16.73-1.5-32.83-4.29-48.27H256v91.29h127.01c-5.47 29.5-22.1 54.49-47.09 71.23v59.21h76.27c44.63-41.09 70.37-101.59 70.37-173.46z\" fill=\"#4285f4\"\/><path d=\"M256 492c63.72 0 117.14-21.13 156.19-57.18l-76.27-59.21c-21.13 14.16-48.17 22.53-79.92 22.53-61.47 0-113.49-41.51-132.05-97.3H45.1v61.15c38.83 77.13 118.64 130.01 210.9 130.01z\" fill=\"#34a853\"\/><path d=\"M123.95 300.84c-4.72-14.16-7.4-29.29-7.4-44.84s2.68-30.68 7.4-44.84V150.01H45.1C29.12 181.87 20 217.92 20 256c0 38.08 9.12 74.13 25.1 105.99l78.85-61.15z\" fill=\"#fbbc05\"\/><path d=\"M256 113.86c34.65 0 65.76 11.91 90.22 35.29l67.69-67.69C373.03 43.39 319.61 20 256 20c-92.25 0-172.07 52.89-210.9 130.01l78.85 61.15c18.56-55.78 70.59-97.3 132.05-97.3z\" fill=\"#ea4335\"\/><path d=\"M20 20h472v472H20V20z\"\/><\/g><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd grw-shadow\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png\" data-src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2024\/02\/ChIJjQ5AtAC9EmsRnA7gDoxBkkA_122a6c1534b703c1abadb36a058d6158.jpg\" class=\"rplg-review-avatar rplg-blazy\" alt=\"Jonathan Lin\" width=\"50\" height=\"50\" title=\"Jonathan Lin\" onerror=\"if(this.src!='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/100258495718439800088\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Jonathan Lin<\/a><div class=\"wp-google-time\" data-time=\"1706488744\">00:39 29 Jan 24<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><\/span><\/div><div><div class=\"wp-google-feedback\" ><span class=\"wp-google-text\">Over the last 8 years, I have really benefitted from Juan\u2019s financial services at Panda Financial. He has the best customer service I have ever encountered and will go out of his way to help you. He is not attached to any bank so he will listen to your situationand get you the options to choose the best products on the market to suit your needs. His experience really shines through and I recommend him to anyone who asks about lending.5 star Customer Service5 star Knowledge5 star Professionalism5 Star CareWe have developed an ongoing relationship, I would highly recommend Juan to all my friends and family for any banking or financial needs. \ud83d\ude42<\/span><\/div><\/div><svg viewBox=\"0 0 512 512\" height=\"18\" width=\"18\"><g fill=\"none\" fill-rule=\"evenodd\"><path d=\"M482.56 261.36c0-16.73-1.5-32.83-4.29-48.27H256v91.29h127.01c-5.47 29.5-22.1 54.49-47.09 71.23v59.21h76.27c44.63-41.09 70.37-101.59 70.37-173.46z\" fill=\"#4285f4\"\/><path d=\"M256 492c63.72 0 117.14-21.13 156.19-57.18l-76.27-59.21c-21.13 14.16-48.17 22.53-79.92 22.53-61.47 0-113.49-41.51-132.05-97.3H45.1v61.15c38.83 77.13 118.64 130.01 210.9 130.01z\" fill=\"#34a853\"\/><path d=\"M123.95 300.84c-4.72-14.16-7.4-29.29-7.4-44.84s2.68-30.68 7.4-44.84V150.01H45.1C29.12 181.87 20 217.92 20 256c0 38.08 9.12 74.13 25.1 105.99l78.85-61.15z\" fill=\"#fbbc05\"\/><path d=\"M256 113.86c34.65 0 65.76 11.91 90.22 35.29l67.69-67.69C373.03 43.39 319.61 20 256 20c-92.25 0-172.07 52.89-210.9 130.01l78.85 61.15c18.56-55.78 70.59-97.3 132.05-97.3z\" fill=\"#ea4335\"\/><path d=\"M20 20h472v472H20V20z\"\/><\/g><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd grw-shadow\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png\" data-src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2024\/02\/ChIJjQ5AtAC9EmsRnA7gDoxBkkA_f7f2831986b37c00b9f3b8e3dfd7f19b.jpg\" class=\"rplg-review-avatar rplg-blazy\" alt=\"Jenny Tran\" width=\"50\" height=\"50\" title=\"Jenny Tran\" onerror=\"if(this.src!='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/108877355405452110723\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Jenny Tran<\/a><div class=\"wp-google-time\" data-time=\"1705702089\">22:08 19 Jan 24<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><\/span><\/div><div><div class=\"wp-google-feedback\" ><span class=\"wp-google-text\">I had an exceptional time working together with Juan to help us through the process of our first home buying experience. Juan's expertise and efficiency were evident as he helped us secure a loan in record time. I appreciate Juan's dedication to ensuring a smooth process and highly recommend their services for anyone seeking a reliable and efficient mortgage solution. He was responsive, helpful and acted with integrity. Hope to do more business with you in the future!<\/span><\/div><\/div><svg viewBox=\"0 0 512 512\" height=\"18\" width=\"18\"><g fill=\"none\" fill-rule=\"evenodd\"><path d=\"M482.56 261.36c0-16.73-1.5-32.83-4.29-48.27H256v91.29h127.01c-5.47 29.5-22.1 54.49-47.09 71.23v59.21h76.27c44.63-41.09 70.37-101.59 70.37-173.46z\" fill=\"#4285f4\"\/><path d=\"M256 492c63.72 0 117.14-21.13 156.19-57.18l-76.27-59.21c-21.13 14.16-48.17 22.53-79.92 22.53-61.47 0-113.49-41.51-132.05-97.3H45.1v61.15c38.83 77.13 118.64 130.01 210.9 130.01z\" fill=\"#34a853\"\/><path d=\"M123.95 300.84c-4.72-14.16-7.4-29.29-7.4-44.84s2.68-30.68 7.4-44.84V150.01H45.1C29.12 181.87 20 217.92 20 256c0 38.08 9.12 74.13 25.1 105.99l78.85-61.15z\" fill=\"#fbbc05\"\/><path d=\"M256 113.86c34.65 0 65.76 11.91 90.22 35.29l67.69-67.69C373.03 43.39 319.61 20 256 20c-92.25 0-172.07 52.89-210.9 130.01l78.85 61.15c18.56-55.78 70.59-97.3 132.05-97.3z\" fill=\"#ea4335\"\/><path d=\"M20 20h472v472H20V20z\"\/><\/g><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd grw-shadow\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png\" data-src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2024\/02\/ChIJjQ5AtAC9EmsRnA7gDoxBkkA_440d60c18f583c80a7a7a4cd0a9a5716.jpg\" class=\"rplg-review-avatar rplg-blazy\" alt=\"Matthew McPherson\" width=\"50\" height=\"50\" title=\"Matthew McPherson\" onerror=\"if(this.src!='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/115283350408000037749\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Matthew McPherson<\/a><div class=\"wp-google-time\" data-time=\"1705701694\">22:01 19 Jan 24<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><\/span><\/div><div><div class=\"wp-google-feedback\" ><span class=\"wp-google-text\">Juan was an expert in his field and helped us get our first home loan with ease. He was very knowledgeable and assisted us in getting the best out of our situation and didn't hesitate to answer all our questions. I would highly recommend his services to anyone wanting a great professional experience with honesty and integrity. Thankyou for all your help with our first home and hopefully when we gain more equity we will reach out to you again! A++++ service. Highly recommended and amazing work Juan.<\/span><\/div><\/div><svg viewBox=\"0 0 512 512\" height=\"18\" width=\"18\"><g fill=\"none\" fill-rule=\"evenodd\"><path d=\"M482.56 261.36c0-16.73-1.5-32.83-4.29-48.27H256v91.29h127.01c-5.47 29.5-22.1 54.49-47.09 71.23v59.21h76.27c44.63-41.09 70.37-101.59 70.37-173.46z\" fill=\"#4285f4\"\/><path d=\"M256 492c63.72 0 117.14-21.13 156.19-57.18l-76.27-59.21c-21.13 14.16-48.17 22.53-79.92 22.53-61.47 0-113.49-41.51-132.05-97.3H45.1v61.15c38.83 77.13 118.64 130.01 210.9 130.01z\" fill=\"#34a853\"\/><path d=\"M123.95 300.84c-4.72-14.16-7.4-29.29-7.4-44.84s2.68-30.68 7.4-44.84V150.01H45.1C29.12 181.87 20 217.92 20 256c0 38.08 9.12 74.13 25.1 105.99l78.85-61.15z\" fill=\"#fbbc05\"\/><path d=\"M256 113.86c34.65 0 65.76 11.91 90.22 35.29l67.69-67.69C373.03 43.39 319.61 20 256 20c-92.25 0-172.07 52.89-210.9 130.01l78.85 61.15c18.56-55.78 70.59-97.3 132.05-97.3z\" fill=\"#ea4335\"\/><path d=\"M20 20h472v472H20V20z\"\/><\/g><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd grw-shadow\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png\" data-src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2024\/02\/ChIJjQ5AtAC9EmsRnA7gDoxBkkA_02a51e0c64bac6cebb659d48dda1dd0f.jpg\" class=\"rplg-review-avatar rplg-blazy\" alt=\"Jimmy Luo\" width=\"50\" height=\"50\" title=\"Jimmy Luo\" onerror=\"if(this.src!='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/100904512002817528359\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Jimmy Luo<\/a><div class=\"wp-google-time\" data-time=\"1705624151\">00:29 19 Jan 24<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><\/span><\/div><div><div class=\"wp-google-feedback\" ><span class=\"wp-google-text\">Juan has been my mortgage broker for close to 15 years and I could not recommend him more. Very knowledgeable, attentive, responsive and upfront about what is or isn't possible. And you can tell that he genuinely cares and is trying to do what is best for the client. He was even taking calls and dealing with my loan while on holidays overseas. I strongly recommend him to anyone that ever asks me for a mortgage broker.<\/span><\/div><\/div><svg viewBox=\"0 0 512 512\" height=\"18\" width=\"18\"><g fill=\"none\" fill-rule=\"evenodd\"><path d=\"M482.56 261.36c0-16.73-1.5-32.83-4.29-48.27H256v91.29h127.01c-5.47 29.5-22.1 54.49-47.09 71.23v59.21h76.27c44.63-41.09 70.37-101.59 70.37-173.46z\" fill=\"#4285f4\"\/><path d=\"M256 492c63.72 0 117.14-21.13 156.19-57.18l-76.27-59.21c-21.13 14.16-48.17 22.53-79.92 22.53-61.47 0-113.49-41.51-132.05-97.3H45.1v61.15c38.83 77.13 118.64 130.01 210.9 130.01z\" fill=\"#34a853\"\/><path d=\"M123.95 300.84c-4.72-14.16-7.4-29.29-7.4-44.84s2.68-30.68 7.4-44.84V150.01H45.1C29.12 181.87 20 217.92 20 256c0 38.08 9.12 74.13 25.1 105.99l78.85-61.15z\" fill=\"#fbbc05\"\/><path d=\"M256 113.86c34.65 0 65.76 11.91 90.22 35.29l67.69-67.69C373.03 43.39 319.61 20 256 20c-92.25 0-172.07 52.89-210.9 130.01l78.85 61.15c18.56-55.78 70.59-97.3 132.05-97.3z\" fill=\"#ea4335\"\/><path d=\"M20 20h472v472H20V20z\"\/><\/g><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd grw-shadow\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png\" data-src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2024\/02\/ChIJjQ5AtAC9EmsRnA7gDoxBkkA_45799a2db198f9ee97e2894c2813463e.jpg\" class=\"rplg-review-avatar rplg-blazy\" alt=\"Mandy\" width=\"50\" height=\"50\" title=\"Mandy\" onerror=\"if(this.src!='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/101224023409541282234\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Mandy<\/a><div class=\"wp-google-time\" data-time=\"1705620808\">23:33 18 Jan 24<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><\/span><\/div><div><div class=\"wp-google-feedback\" ><span class=\"wp-google-text\">Juan is an amazing mortgage broker who made my home financing experience seamless. He communicated effectively, listened to my needs, and provided clear explanations. Juan is able to personalise options that fit my financial situation perfectly.  Juan's honesty and transparency made me feel valued as a client. Thanks to his exceptional service, I am now happily settled in my dream home. I highly recommend Juan as he made my home loan experience smooth and stress-free.<\/span><\/div><\/div><svg viewBox=\"0 0 512 512\" height=\"18\" width=\"18\"><g fill=\"none\" fill-rule=\"evenodd\"><path d=\"M482.56 261.36c0-16.73-1.5-32.83-4.29-48.27H256v91.29h127.01c-5.47 29.5-22.1 54.49-47.09 71.23v59.21h76.27c44.63-41.09 70.37-101.59 70.37-173.46z\" fill=\"#4285f4\"\/><path d=\"M256 492c63.72 0 117.14-21.13 156.19-57.18l-76.27-59.21c-21.13 14.16-48.17 22.53-79.92 22.53-61.47 0-113.49-41.51-132.05-97.3H45.1v61.15c38.83 77.13 118.64 130.01 210.9 130.01z\" fill=\"#34a853\"\/><path d=\"M123.95 300.84c-4.72-14.16-7.4-29.29-7.4-44.84s2.68-30.68 7.4-44.84V150.01H45.1C29.12 181.87 20 217.92 20 256c0 38.08 9.12 74.13 25.1 105.99l78.85-61.15z\" fill=\"#fbbc05\"\/><path d=\"M256 113.86c34.65 0 65.76 11.91 90.22 35.29l67.69-67.69C373.03 43.39 319.61 20 256 20c-92.25 0-172.07 52.89-210.9 130.01l78.85 61.15c18.56-55.78 70.59-97.3 132.05-97.3z\" fill=\"#ea4335\"\/><path d=\"M20 20h472v472H20V20z\"\/><\/g><\/svg><\/div><\/div><div class=\"grw-review\"><div class=\"grw-review-inner grw-backgnd grw-shadow\"><div class=\"wp-google-left\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png\" data-src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2024\/02\/ChIJjQ5AtAC9EmsRnA7gDoxBkkA_0109862278f5098d7395463982614b59.jpg\" class=\"rplg-review-avatar rplg-blazy\" alt=\"Cindy\" width=\"50\" height=\"50\" title=\"Cindy\" onerror=\"if(this.src!='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png')this.src='https:\/\/www.pandafinancial.com.au\/wp-content\/plugins\/widget-google-reviews\/assets\/img\/guest.png';\" ><a href=\"https:\/\/www.google.com\/maps\/contrib\/116597267901102969193\/reviews\" class=\"wp-google-name\" target=\"_blank\" rel=\"nofollow noopener\">Cindy<\/a><div class=\"wp-google-time\" data-time=\"1705572633\">10:10 18 Jan 24<\/div><\/div><div class=\"wp-google-stars\"><span class=\"wp-stars\"><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><span class=\"wp-star\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 1792 1792\"><path d=\"M1728 647q0 22-26 48l-363 354 86 500q1 7 1 20 0 21-10.5 35.5t-30.5 14.5q-19 0-40-12l-449-236-449 236q-22 12-40 12-21 0-31.5-14.5t-10.5-35.5q0-6 2-20l86-500-364-354q-25-27-25-48 0-37 56-46l502-73 225-455q19-41 49-41t49 41l225 455 502 73q56 9 56 46z\" fill=\"#fb8e28\"><\/path><\/svg><\/span><\/span><\/div><div><div class=\"wp-google-feedback\" ><span class=\"wp-google-text\">Juan helped me with the refinancing of my mortgage. Juan is very thorough in explaining all the components involved. He helped me with comparing different options available based on my financial needs. The transaction was completed efficiently and in a shorter timeframe as expected. I am very happy with the service Panda Financial has provided.<\/span><\/div><\/div><svg viewBox=\"0 0 512 512\" height=\"18\" width=\"18\"><g fill=\"none\" fill-rule=\"evenodd\"><path d=\"M482.56 261.36c0-16.73-1.5-32.83-4.29-48.27H256v91.29h127.01c-5.47 29.5-22.1 54.49-47.09 71.23v59.21h76.27c44.63-41.09 70.37-101.59 70.37-173.46z\" fill=\"#4285f4\"\/><path d=\"M256 492c63.72 0 117.14-21.13 156.19-57.18l-76.27-59.21c-21.13 14.16-48.17 22.53-79.92 22.53-61.47 0-113.49-41.51-132.05-97.3H45.1v61.15c38.83 77.13 118.64 130.01 210.9 130.01z\" fill=\"#34a853\"\/><path d=\"M123.95 300.84c-4.72-14.16-7.4-29.29-7.4-44.84s2.68-30.68 7.4-44.84V150.01H45.1C29.12 181.87 20 217.92 20 256c0 38.08 9.12 74.13 25.1 105.99l78.85-61.15z\" fill=\"#fbbc05\"\/><path d=\"M256 113.86c34.65 0 65.76 11.91 90.22 35.29l67.69-67.69C373.03 43.39 319.61 20 256 20c-92.25 0-172.07 52.89-210.9 130.01l78.85 61.15c18.56-55.78 70.59-97.3 132.05-97.3z\" fill=\"#ea4335\"\/><path d=\"M20 20h472v472H20V20z\"\/><\/g><\/svg><\/div><\/div><\/div><div class=\"grw-controls\"><div class=\"grw-btns grw-prev\"><svg viewBox=\"0 0 24 24\"><path d=\"M14.6,18.4L8.3,12l6.4-6.4l0.7,0.7L9.7,12l5.6,5.6L14.6,18.4z\"><\/path><\/svg><\/div><div class=\"grw-btns grw-next\"><svg viewBox=\"0 0 24 24\"><path d=\"M9.4,18.4l-0.7-0.7l5.6-5.6L8.6,6.4l0.7-0.7l6.4,6.4L9.4,18.4z\"><\/path><\/svg><\/div><\/div><\/div><\/div><\/div><img loading=\"lazy\" decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"js_loader\" onload=\"(function(el, data) {var f = function() { window.grw_init ? grw_init(el, data) : setTimeout(f, 400) }; f() })(this, 'slider');\" width=\"1\" height=\"1\" style=\"display:none\"><\/div>        <\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div style=\"color:#ddd\" class=\"wp-block-genesis-blocks-gb-spacer gb-block-spacer gb-divider-solid gb-divider-size-1\"><hr style=\"height:60px\"\/><\/div>\n\n\n<style>@media only screen and (max-width: 600px) {.gb-65ef147e7ac64{font-size: 24px!important;}}<\/style>\n<h2 class=\"gb-65ef147e7ac64 wp-block-heading has-text-align-center\" style=\"font-size:32px\"><strong>Some of our lending partners<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-columns gb-layout-columns-1 gb-1-col-equal alignwide\"><div class=\"gb-layout-column-wrap gb-block-layout-column-gap-2 gb-is-responsive-column\">\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column\"><div class=\"gb-block-layout-column-inner\" style=\"padding-top:30px;text-align:left\">\n<div class=\"wp-block-lcb-logo-carousel\"><div dir=\"ltr\" class=\"alcb__carousel_container swiper\" data-desktop=\"7\" data-tablet=\"5\" data-mobile=\"3\" data-autoplay=\"false\" data-autoplaydelay=\"2000\" data-autoplaydirection=\"false\" data-speed=\"400\" data-loop=\"false\" data-pauseonhover=\"true\" data-keyboard=\"false\" data-mousewheel=\"false\" data-autoheight=\"false\" data-deskspace=\"30\" data-tabspace=\"20\" data-phonespace=\"5\" data-id=\"alcb__7f0f3dff\" data-pagination=\"false\" data-navigation=\"true\" id=\"alcb__7f0f3dff\"><div class=\"swiper-wrapper\"><div class=\"swiper-slide alcb__logo-item\" style=\"border: 0 solid #F6F6F6;border-radius:0px\"><div class=\"alcb__logo-image  alcb__normal_to_gray\"><img decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2023\/12\/amp.svg\" alt=\"\" id=\"149\"\/><\/div><\/div><div class=\"swiper-slide alcb__logo-item\" style=\"border: 0 solid #F6F6F6;border-radius:0px\"><div class=\"alcb__logo-image  alcb__normal_to_gray\"><img decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2023\/12\/anz.svg\" alt=\"\" id=\"150\"\/><\/div><\/div><div class=\"swiper-slide alcb__logo-item\" style=\"border: 0 solid #F6F6F6;border-radius:0px\"><div class=\"alcb__logo-image  alcb__normal_to_gray\"><img decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2023\/12\/st-george.svg\" alt=\"\" id=\"155\"\/><\/div><\/div><div class=\"swiper-slide alcb__logo-item\" style=\"border: 0 solid #F6F6F6;border-radius:0px\"><div class=\"alcb__logo-image  alcb__normal_to_gray\"><img decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2023\/12\/ing.svg\" alt=\"\" id=\"152\"\/><\/div><\/div><div class=\"swiper-slide alcb__logo-item\" style=\"border: 0 solid #F6F6F6;border-radius:0px\"><div class=\"alcb__logo-image  alcb__normal_to_gray\"><img decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2023\/12\/nab.svg\" alt=\"\" id=\"154\"\/><\/div><\/div><div class=\"swiper-slide alcb__logo-item\" style=\"border: 0 solid #F6F6F6;border-radius:0px\"><div class=\"alcb__logo-image  alcb__normal_to_gray\"><img decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2023\/12\/macquarie.svg\" alt=\"\" id=\"153\"\/><\/div><\/div><div class=\"swiper-slide alcb__logo-item\" style=\"border: 0 solid #F6F6F6;border-radius:0px\"><div class=\"alcb__logo-image  alcb__normal_to_gray\"><img decoding=\"async\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2023\/12\/commonwealth.svg\" alt=\"\" id=\"151\"\/><\/div><\/div><\/div><\/div><div class=\"navigation\"><div class=\"alcb__prev swiper-button-prev\"><\/div><div class=\"alcb__next swiper-button-next\"><\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Panda difference What our customers say Some of our lending partners<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_genesis_hide_title":true,"_genesis_hide_breadcrumbs":true,"_genesis_hide_singular_image":true,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"full-width-content","footnotes":""},"featured_image_src":null,"featured_image_src_square":null,"_links":{"self":[{"href":"https:\/\/www.pandafinancial.com.au\/wp-json\/wp\/v2\/pages\/8"}],"collection":[{"href":"https:\/\/www.pandafinancial.com.au\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.pandafinancial.com.au\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.pandafinancial.com.au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pandafinancial.com.au\/wp-json\/wp\/v2\/comments?post=8"}],"version-history":[{"count":123,"href":"https:\/\/www.pandafinancial.com.au\/wp-json\/wp\/v2\/pages\/8\/revisions"}],"predecessor-version":[{"id":616,"href":"https:\/\/www.pandafinancial.com.au\/wp-json\/wp\/v2\/pages\/8\/revisions\/616"}],"wp:attachment":[{"href":"https:\/\/www.pandafinancial.com.au\/wp-json\/wp\/v2\/media?parent=8"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}