{"id":276,"date":"2023-12-18T09:28:02","date_gmt":"2023-12-18T09:28:02","guid":{"rendered":"https:\/\/www.pandafinancial.com.au\/?page_id=276"},"modified":"2024-02-14T02:17:38","modified_gmt":"2024-02-14T02:17:38","slug":"products-and-services","status":"publish","type":"page","link":"https:\/\/www.pandafinancial.com.au\/products-and-services\/","title":{"rendered":"Products and Services"},"content":{"rendered":"\n<div style=\"background-color:#111111;padding-bottom:12%;padding-top:12%\" class=\"wp-block-genesis-blocks-gb-container gb-block-container alignfull\"><div class=\"gb-container-inside\"><div class=\"gb-container-image-wrap\"><img decoding=\"async\" class=\"gb-container-image has-background-dim-100 has-background-dim\" src=\"https:\/\/www.pandafinancial.com.au\/wp-content\/uploads\/2023\/12\/product-and-services.svg\" alt=\"\"\/><\/div><div class=\"gb-container-content\" style=\"max-width:768px\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n<\/div><\/div><\/div>\n\n\n\n<div style=\"color:#ddd\" class=\"wp-block-genesis-blocks-gb-spacer gb-block-spacer gb-divider-solid gb-divider-size-1\"><hr style=\"height:25px\"\/><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion gutena-accordion-block gutena-accordion-block-c05401-f1 is-layout-flow wp-block-accordion-is-layout-flow\" data-single=\"true\" data-open=\"0\">\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;font-size:16px\"><strong>First home buyer<\/strong><\/h6>\n<div class=\"trigger-up-down\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p class=\"has-theme-primary-color has-text-color has-link-color wp-elements-87d0eae5b3bae7154dd867f3ddc09118\" style=\"margin-top:0;margin-bottom:0;font-size:16px\">Embarking on your first home purchase can feel overwhelming. We will guide you through the ins and outs of mortgages, providing personalized solutions to make the process easy and enjoyable. Our aim is to simplify your journey to becoming a homeowner and make it a rewarding experience.<\/p>\n\n\n<style>@media only screen and (max-width: 600px) {.gb-65f281448e2d5{font-size: 20px!important;}}<\/style>\n<p class=\"gb-65f281448e2d5\"><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-25 pas-get-started\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.pandafinancial.com.au\/loan-journey\/\" style=\"border-radius:0px\">Get started<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion gutena-accordion-block gutena-accordion-block-ebc0ce-13 is-layout-flow wp-block-accordion-is-layout-flow\" data-single=\"false\" data-open=\"none\">\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;font-size:16px\"><strong>Refinancing<\/strong><\/h6>\n<div class=\"trigger-up-down\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p class=\"has-theme-primary-color has-text-color has-link-color wp-elements-12a9a7210706eb7717d42bc6b7bc0634\" style=\"margin-top:0;margin-bottom:0;font-size:16px\">Whether you&#8217;re seeking a better rate or aiming to cash out equity from your loan, our refinancing solutions are designed to meet your specific needs. We guide you through the process, exploring tailored options to optimize your mortgage terms and achieve your financial objectives.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion gutena-accordion-block gutena-accordion-block-504c40-a0 is-layout-flow wp-block-accordion-is-layout-flow\" data-single=\"false\" data-open=\"none\">\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;font-size:16px\"><strong>Investment loans<\/strong><\/h6>\n<div class=\"trigger-up-down\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p class=\"has-theme-primary-color has-text-color has-link-color wp-elements-768919c108743d069c2dfdbf813b5731\" style=\"margin-top:0;margin-bottom:0;font-size:16px\">Whether you&#8217;re a seasoned investor or just starting, we guide you through the intricacies of investment loans, helping you make informed decisions to build a successful investment portfolio and maximise your financial potential.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion gutena-accordion-block gutena-accordion-block-307c1c-e2 is-layout-flow wp-block-accordion-is-layout-flow\" data-single=\"false\" data-open=\"none\">\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;font-size:16px\"><strong>Debt Consolidation<\/strong><\/h6>\n<div class=\"trigger-up-down\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p class=\"has-theme-primary-color has-text-color has-link-color wp-elements-e580b68c4811a425eb100a0563b7dc4b\" style=\"margin-top:0;margin-bottom:0;font-size:16px\">If you are managing multiple debts or looking for a more structured approach, we will guide you through the process, combining your debts into a single, manageable payment. Our goal is to simplify your finances, providing a clear path towards debt freedom and financial well-being.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion gutena-accordion-block gutena-accordion-block-d1bcea-1d is-layout-flow wp-block-accordion-is-layout-flow\" data-single=\"false\" data-open=\"none\">\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;font-size:16px\"><strong>Guarantor Home Loans<\/strong><\/h6>\n<div class=\"trigger-up-down\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p class=\"has-theme-primary-color has-text-color has-link-color wp-elements-100cf685f0353a653ab42cb1cd986d0d\" style=\"margin-top:0;margin-bottom:0;font-size:16px\">Explore homeownership with the support of our guarantor home loans. Whether you&#8217;re a first-time buyer or facing challenges with coming up with the initial deposit, our solutions allow a guarantor to assist in securing your home loan. We simplify the process, making homeownership more accessible and achievable for you with the backing of a guarantor.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion gutena-accordion-block gutena-accordion-block-ae283e-4a is-layout-flow wp-block-accordion-is-layout-flow\" data-single=\"false\" data-open=\"none\">\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;font-size:16px\"><strong>Commercial Loans<\/strong><\/h6>\n<div class=\"trigger-up-down\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p class=\"has-theme-primary-color has-text-color has-link-color wp-elements-57e759b0a9c9f4703bd5785da47b00e4\" style=\"margin-top:0;margin-bottom:0;font-size:16px\">Empower your business with our specialized commercial loans. Tailored to meet the unique needs of businesses, our solutions provide financial support for ventures, expansions, or property acquisitions. We navigate the complexities of commercial lending, ensuring that your business receives the right financing to thrive and grow.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion gutena-accordion-block gutena-accordion-block-944df6-7c is-layout-flow wp-block-accordion-is-layout-flow\" data-single=\"false\" data-open=\"none\">\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;font-size:16px\"><strong>Low Doc Loans<\/strong><\/h6>\n<div class=\"trigger-up-down\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p class=\"has-theme-primary-color has-text-color has-link-color wp-elements-83f711474f11903c936d403a7b121dac\" style=\"margin-top:0;margin-bottom:0;font-size:16px\">Unlock a world of possibilities with our access to low doc home and investment loan services. Whether you&#8217;re a self-employed individual, freelancer, or have unconventional income sources, we cater to your specific needs. Our streamlined process requires minimal documentation, making financing your dream home or investment property easier than ever. With competitive rates and personalized solutions, we empower you to seize opportunities in the property market. Our expert team guides you through the entire process, from application to approval, ensuring a seamless experience. Partner with us to access tailored low doc solutions for your home and investment endeavours.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion gutena-accordion-block gutena-accordion-block-c210ae-8f is-layout-flow wp-block-accordion-is-layout-flow\" data-single=\"false\" data-open=\"none\">\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;font-size:16px\"><strong>Expats<\/strong><\/h6>\n<div class=\"trigger-up-down\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p class=\"has-theme-primary-color has-text-color has-link-color wp-elements-31e378b715c00260eac3444714771a2d\" style=\"margin-top:0;margin-bottom:0;font-size:16px\">Specializing in aiding expatriates, our services centre on securing loans for property acquisitions. Tailored for individuals residing abroad with a desire to invest in their home country&#8217;s real estate, we provide comprehensive guidance throughout the process. This encompasses understanding eligibility criteria and choosing the suitable loan option. Our team collaborates with lenders, streamlining application procedures and ensuring seamless approvals. Considering the unique circumstances of expatriates, we offer customized solutions that transcend geographical barriers. With our expertise, navigate complexities and make well-informed decisions about property ownership, even from afar. Partner with us to transform property ownership aspirations into reality.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion gutena-accordion-block gutena-accordion-block-c5bb92-1d is-layout-flow wp-block-accordion-is-layout-flow\" data-single=\"false\" data-open=\"none\">\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;font-size:16px\"><strong><strong>SMSF<\/strong><\/strong><\/h6>\n<div class=\"trigger-up-down\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p class=\"has-theme-primary-color has-text-color has-link-color wp-elements-fcf108f7c5ea2a6de4c767e11c4cf0ae\" style=\"margin-top:0;margin-bottom:0;font-size:16px\">Navigating Self-Managed Super Fund (SMSF) property investments is intricate. Without guidance, aligning strategies with goals and managing loan applications, lender interactions, and documentation can become overwhelming, with potential for setbacks or legal issues. Professional support is vital for confidence and clarity. Rely on our experts to handle the entire loan process, ensuring a stress-free experience in obtaining SMSF property loans.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion gutena-accordion-block gutena-accordion-block-4b44d9-20 is-layout-flow wp-block-accordion-is-layout-flow\" data-single=\"false\" data-open=\"none\">\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;font-size:16px\"><strong><strong>Islamic Financing<\/strong><\/strong><\/h6>\n<div class=\"trigger-up-down\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p class=\"has-theme-primary-color has-text-color has-link-color wp-elements-0cdc1dab4ab8e16661ea7319f7f63a41\" style=\"margin-top:0;margin-bottom:0;font-size:16px\">Access Islamic Finance solutions designed to support your home ownership aspirations. Our services cater to individuals seeking home financing that aligns with Islamic principles. With expertise, secure a home while adhering to Sharia-compliant practices. Receive guidance on the intricacies of Islamic Finance, ensuring transparency and ethical standards. Whether a first-time homebuyer or refinancing, our team is dedicated to helping you achieve homeownership goals while staying true to your values. Experience a seamless and responsible path to owning your dream home through our Islamic Finance solutions.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"color:#ddd\" class=\"wp-block-genesis-blocks-gb-spacer gb-block-spacer gb-divider-solid gb-divider-size-1\"><hr style=\"height:25px\"\/><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_genesis_hide_title":true,"_genesis_hide_breadcrumbs":true,"_genesis_hide_singular_image":true,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"full-width-content","footnotes":""},"featured_image_src":null,"featured_image_src_square":null,"_links":{"self":[{"href":"https:\/\/www.pandafinancial.com.au\/wp-json\/wp\/v2\/pages\/276"}],"collection":[{"href":"https:\/\/www.pandafinancial.com.au\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.pandafinancial.com.au\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.pandafinancial.com.au\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pandafinancial.com.au\/wp-json\/wp\/v2\/comments?post=276"}],"version-history":[{"count":42,"href":"https:\/\/www.pandafinancial.com.au\/wp-json\/wp\/v2\/pages\/276\/revisions"}],"predecessor-version":[{"id":597,"href":"https:\/\/www.pandafinancial.com.au\/wp-json\/wp\/v2\/pages\/276\/revisions\/597"}],"wp:attachment":[{"href":"https:\/\/www.pandafinancial.com.au\/wp-json\/wp\/v2\/media?parent=276"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}